FAQ
Q: How do you provide value to my business?
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
Q: What is the application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.
Q: What are your minimum requirements to be approved for funding?
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States or Canada.
Q: What can I use the money for?
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
Q: I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
Q: How long does the approval process take?
Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
Q: How long will it take to receive my money?
Usually within 24 hours after a contract is executed and received.
GET FUNDED IN 1-2-3 EASY STEP
Checking your rate won’t affect your credit score
Apply Online
- Fast & Easy Online Application Our loan specialist will contact you Or call us at our phone number: 888-884-3213
Review Your Options
-You will have your decision in minutesNo paperwork, no waiting
Get Funded
- True term loans – $5,000 – $1,000,000 Receive funding in as fast as 1 day
FAST, EASY, RELIABLE
10,000+
Business Served
$2 billion+
Funds Delivered
Customer Reviews
OUR FUNDING OPTIONS
EQUIPMENT FINANCING
Get funding to purchase equipment for you business to keep on growing.
WORKING CAPITAL
Quick and simple cash available for any business purpose.
TERM LOAN
Our specialists will tailor a business loan to fit your needs.
SBA LOAN
Lowest rates available with an SBA 7a,504,or express loan.
EMPLOYEE RETENTION TAX CREDIT
If your business had employees through 2020 and 2021 you may qualify for up to $26,000 per employee.
INVOICE FACTORING
Get paid upfront for your 30-60 or 90 day old invoices.
BUSINESS LINE OF CREDIT
Access capital for your business when you need it and only pay interest on the funds you use.
TRUSTED PARTNERSHIPS
WITH OVER 50+ LENDERS
EXCLUSIVE PARTNERSHIPS
THAT YOU CAN COUNT ON
At Perfect Credit USA, we appreciate how investing in relationships brings mutual prosperity. Who we partner with ensures the best services available for our customers.
To discuss potential opportunities, please call
888-884-3213
Industry leading approval process that is easy and less intensive. Get the capital you need to allow your business to grow, today!
Speak to a Loan Specialist
888-884-3213
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The operator of this website is NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Customers who arrive at PerfectCreditUSA.getbizfunds.com are paired with a lender or a lending partner, and redirected only to lenders or lending partners who offer business loan products.